Why work with a REALTORⓇ? – The blog of a first time home buyer
You’re ready to start looking at houses, you know a little about what you want, what’s next? In my opinion, it’s time for you to hire your REALTORⓇ! Your REALTORⓇ is going to be your investigator, your paperwork guru, your negotiator, your cool 3rd wheel (maybe), and your partner through this process. Well, they should be, if they’re good… I’m going to take you through what I think is important when choosing your REALTORⓇ.
Full disclosure, I am extremely biased, I work part-time for a REALTORⓇ so I’m obviously going to tell you to work with one. However, I also think that working in an office of 80+ REALTORSⓇ has given me a unique perspective on what you should consider when choosing one. Either way, take this article with a grain of salt..
Before we get into choosing a REALTORⓇ, let’s talk about the why. Here’s a few reasons:
- It’s FREE – You might think that nothing in life is free, but if you’re a first time home buyer, the services of your REALTORⓇ are 100% free to you, no strings, no cost, nada! A REALTORⓇ’s commission comes from the seller’s side of the deal, so you don’t need to pay for the service at all!
- Paperwork – Purchasing a home involves a lot of paperwork and a lot of legal-ese. Having someone on your side that can help explain the ins and outs of the process will give you so much peace of mind! There’s so much more than just making an offer, and having someone that’s been through it hundreds of times makes it so much smoother. Remember, the details of purchasing a home can differ in every area, so don’t rely solely on internet resources (but keep reading my blog, okay?).
- Negotiations – Negotiations when you’re buying a house isn’t quite as easy as HGTV makes it look, you have to base your offers and counters on tangible facts about the property, about the costs of fixing issues (your REALTORⓇ has all the contacts to get you those quotes), and about historical data of the area. Making informed offers can help you hugely if you’re ever in a multiple offer situation!
- It’s FREE – Did I mention this already? Seriously though, it’s free, there’s no reason not to.
There’s wayyyy more reasons to use one, but I do hope that I’ve sold you on the idea of a REALTORⓇ! They’re there to protect and help you and there’s no reason not to use one when you’re buying your first home. It’s free to you, they’ve got your back, and they will help you literally with every step of the purchase… provided you pick a good one.
I already put up a disclaimer, but once again, I work for the REALTORⓇ I hired to help me with my purchase, but, I would have hired him even if I had not been working for him. I mean, you’re reading this on his website, so what follows will probably be a little biased towards Rob. I believe that I still have some worthwhile advice on making a choice, but if you’re here for 100% unbiased advice, you should probably click away now. Don’t forget to come back next week though when I go through the Mortgage Pre-Approval process and lingo!
So… What did I look for in my REALTORⓇ?
Here’s some of the qualities I think are important. Make your own list, or have a chat with your partner and prioritize these qualities, along with yours, so you can make an informed decision. You might not find anyone that will fit every single quality you’re looking for, but knowing what’s important to you will still help you find your best fit! One extra piece of advice, don’t be afraid to interview a few REALTORSⓇ! You do not need to work with the first one you contact! So, with that said, here are the qualities that were most important to me:
- Experience – This one’s pretty easy. I wanted someone who has been through a lot of transactions. While there are some amazing REALTORSⓇ just getting started, the knowledge and confidence that comes from having been through hundreds of transactions gives me a lot of peace of mind, so it was at the top of my list!
- Availability – Also pretty straightforward, but I wanted to work with someone who actually had time for me. I didn’t want to be passed off to a specific “buyers agent”, I wanted my transaction to matter, and that within reason, my REALTORⓇ would be available to help me see homes, answer questions, and just pick up the dang phone! Finding experience and availability can be tricky, but it’s definitely possible!
- Professionalism – See the trend, none of my wants so far have been that crazy. The main thing here is that I wanted to still feel valued and respected even though I was looking for my first home. Have you ever felt judged in a store because you didn’t seem like you could afford their products? I’ve been ignored at a few car dealerships before just for my age or the old car I used to drive, and I didn’t want to feel that way when purchasing my first home. Even if you’re looking for a $50,000 mini-home, you still deserve just as much respect from your REALTORⓇ as if you were purchasing a $400,000 home.
- Renovation/Construction Knowledge – Here’s the first more unique want. I wanted someone with real-life construction background or at least significant renovation experience. Why? Well, if I purchased something that needed fixing up, I wanted some advice on what actual costs would be, as well as advice and guidance. If I purchase something recently built, I wanted the knowledge that the contractors actually did a good job of it. I hate surprise costs, part of the reason I was happy to rent for so long, so making sure I wasn’t going to have to tear anything down right after I signed on the dotted line was very important to me.
With those qualities in mind, I chose my REALTORⓇ, Rob Hamel. He’s got over 10 years of sales experience, a background in construction, he’s into tech like me, and he actually answers his phone. He also works around 1 metre away from me, which made it very convenient to get a hold of him, but I mentioned that already.
When you’re choosing your REALTORⓇ, remember, consider your options and don’t feel like you have to use the first person you talk to. You want a partner, someone who has your best interest in mind, and someone you get along with well. On the flip side, don’t forget they’re humans with lives and families, so try not to have unrealistic expectations. Most full time REALTORSⓇ that I know work 70+ hours a week, so do your best to show your respect to them throughout the process. Oh, and I promise Rob didn’t make me write that part!
Next week, let’s get the scoop or Mortgages! What are they, how do I pick, what does amortization mean? So many questions! I’ll have (at least some of) the answers!
Andy Tree is a professional Wedding Photographer, marketing expert, coffee lover, millennial, board game enthusiast, and overall nerd. Over the next weeks he’ll fill you in on every step of his search and first home purchase.
Send us a message on Facebook if you have any specific questions or if you’re ready to start your own search!
Open House like a Pro – The blog of a first time home buyer
Last week, I discussed the thought process of what went into the decision to start the search for our first home. We were ready, or at least ready enough, to start looking at houses, so it was time for our first round of open houses, yay!
Now, by the time we had actually gone to our first round of open houses, I was spending a little time every day or two to scope out all the new listings on realtor.ca (tip: sort listings by new to see what’s come up since your last visit). Realtor.ca has a handy ability to sort by open houses, so you can schedule a route for your day, which is important because most open houses are only on for 2 hours (most commonly Sunday 2 to 4 in my area), and I wanted to see as many as I could my first time out!
With a few favourites picked and a few fillers added for variety, we hopped into the car and were off to see our first houses: a few townhouses, a cute bungalow that was currently an Airbnb, a 2 story historic family home, and another large bungalow.
I learned a lot from the first 3 homes I looked at, mostly because they were 3 identical townhouses. There was $10,000 difference between the 3, one vacant, 2 lived in, different paint, light and kitchen, but all in the same “frame”. What a great way to quickly learn how much a good coat of paint can make a house look! It’s really easy to get caught up in the style of the current homeowner, good or bad, and that really can sway your opinion of the space. I think if you have the possibility of viewing a few similar units on your first open house tour, I’d say go for it, you’ll definitely learn a lot!
The next few homes brought up the discussion of how much I’m willing to fix myself. Now, I’m not afraid to get my hands a little dirty, but during the summer I typically work a 60-80 hour workweek, so the property would really have to be perfect for me to take on anything extra. Everyone has a comfort level of what you’re willing to work on, and what you want right from ownership, so be sure to have a good think or a discussion with your partner about what suits your needs, and use the experience you gain from the open houses to help inform that decision.
Another major difference I noticed from home to home were the REALTORSⓇ I met. Full disclosure once again, I do work for a REALTORⓇ, and two of the ones I met with are from the same office, so my experience was not completely typical, but I did meet four others that I had not met before. Some were very friendly, upfront, and ready to answer any questions I had. Some made it feel like they had better things to do and were completely hands off. You’re always going to have different experiences, but here’s a few things to keep in mind.
REALTORSⓇ are there to help you and answer any questions, but they’re also there to market themselves and meet new buyers and sellers. Don’t be surprised by them asking for your contact info, and whether or not you’re already working with a REALTORⓇ. Answer honestly, but remember that you’re under no obligation to work with them as your buyers agent. I’m going to get into that a lot more next week, but for now, remember that you’re under no obligation by attending an open house, aside from following the rules.

By the end of my first day of open houses, I certainly didn’t find the one, but I did learn A LOT along the way and I’m really glad I did it. I think I learned a dozen new things that I don’t like in a house and left feeling energized for my search and with a much more realistic set of wants and needs. With that said, here’s a little advice for you:
Andy’s Top Tips to Open House like a Pro:
- Check out all kinds of homes – Going to a home outside your budget or outside of what you’re looking for can still be very useful to help narrow down your wants and needs. You’ll learn a lot from the houses that you don’t like, and it will make you so much more confident when you’ve found the one!
- Ask the REALTORⓇ questions – It’s their job to show the home. Don’t be afraid to ask plenty of questions, even the easy ones. There’s things that you can’t just look at, like the average heating costs, HOA fees (condo and townhouses), if it ever floods, how old the roof is, etc. Don’t be afraid to ask why the sellers are moving!
- Location – How easy is it to get to work, schools, parks, etc. Don’t forget that location is key! Even little details like distance from a fire hydrant and fire station can make big impacts on your home insurance rate.
- Follow the house rules – This seems like common sense, but respect the rules. Sign-in if asked, take your shoes off, etc. If possible, don’t bring your young children, it can be very hard to look closely at a home while entertaining or supervising young kids.
- If you like the home, look for signs of neglect. – Falling in love with a home only to have to walk away from it because of finding issues in the inspection is heartbreaking! Here’s just a few things to look for:
- Warped or stained baseboards
- Mold at back of cabinets, particularly under sinks
- Check any exposed pipes for leaks or suspicious repairs
- Check hardwood floors that are covered by rugs (with the help of the REALTORⓇ). Those rugs might be there to hide damage.
- Look for condensation between the panes of the windows, it can mean that they’re leaking and will need to be replaced
- Check for cracks or stains in the ceiling
- Open and close doors and cabinets
- Check for drafts around outlets, windows and doors, which could cost you hundreds during the cold winter.
- Consider the neighbours – How well are their houses maintained? Do they have kids toys out? Is trash put away? Is the fence in good repair? When you buy a home, you’re buying the neighbours, too. Make sure you’re not going to regret your purchase. If you’re feeling bold and like the house, try knocking on their doors and ask their opinion of the area.
- Lots of upgrades – Buying a home with a recently remodeled kitchen or plenty of new upgrades can be really enticing, but if a lot of work has been done very recently, there’s a chance that corners were cut to save money and profit more from the sale. Ask lots of questions and even find out what companies did the upgrades.
There’s a million more things I could write, but I believe this is a good place to start when you’re ready to start Open House-ing (is that a word?). Next week I’ll be talking to you about why working with a REALTORⓇ can make everything so much easier, and what to look for when you pick yours!
Andy Tree is a professional Wedding Photographer, marketing expert, coffee lover, millennial, board game enthusiast, and overall nerd. Over the next weeks he’ll fill you in on every step of his search and first home purchase.
Send us a message on Facebook if you have any specific questions or if you’re ready to start your own search!
To buy or not to buy… – The blog of a first time home buyer
Deciding to purchase my first home wasn’t as straightforward a decision as it can be for many people. I currently rent a very nicely built home that doesn’t leave me wanting for much. When something breaks, I don’t have to deal with it. My costs are essentially fixed, mostly everything works, I have enough space for my girlfriend, my cat, and I. Honestly, it’s pretty good living. On the other hand, I’ve rented my current place for 4 years, which means I’ve “thrown away” over fifty thousand dollars. 50 large! Of course, if I had bought a house all that money wouldn’t have built equity, but nearly half of it would have.
I would definitely like to start putting some of that money back into my own pockets, but I’m not in a huge rush since I’m pretty happy with my current living conditions. At the time we were in quite a sellers market, meaning houses were moving fast! If we found something we liked, we’d need to be ready to make an offer right away, which is certainly a little intimidating to a first time buyer.
Next comes figuring out what we’re even looking for. We made a list of some must haves, but were mostly flexible. One major decision is while I’m decently handy, I’m also extremely busy, so we weren’t willing to buy something that needed a lot of work. A few things on our list was a modern kitchen with decent space (since we’re used to a rather large kitchen at the moment), at least a second half-bathroom, a room for a home office (I currently share the space with my entertainment set up, which isn’t perfect for productivity), and lots of natural light.
Figuring out you must-haves right away can certainly help narrow down your search, but be sure to adjust this list as you go to open houses, view listings, etc. You’re going to learn a lot from the first houses you check out, so don’t worry if you don’t have much of a list yet.
Before we started looking too closely, it was important to figure out how much we could afford. Using some handy affordability calculators helped us plan for monthly expenses, but we also needed to consider how much we needed upfront. The minimum down payment in Canada is 5%, but there’s plenty of extra costs, such as property tax, lawyer fees, inspection, land transfer tax, etc. A more realistic expectation is the minimum we’d need is 10%, 5% for down payment, 5% for closing costs. I had to also take into consideration that my main income comes from my small business, which means a varying income year to year, while my girlfriend’s has the comfort of being salaried.
Let me get real with you, another concern I had was the perception of buying a home with my girlfriend, since we’ve only been together for a year and a half and we’re not married. I personally had no doubts about buying a home together, but I did worry a little about the perspective of others. We discussed having the home only in one of our names if we could qualify for a mortgage alone, but ended up deciding to find the house before we stressed too much about it.
With no particular rush, we decided to start casually looking at houses. Realtor.ca is my go-to to see what’s new. Sorting by new and putting a price limit at the top of my budget makes swiping through houses as easy as swiping through tinder!
Andy Tree is a professional Wedding Photographer, marketing expert, coffee lover, millennial, board game enthusiast, and overall nerd. Over the next weeks he’ll fill you in on every step of his search and first home purchase.
Send us a message on Facebook if you have any specific questions or if you’re ready to start your own search!

